IDIOM technology plays a key element in many of the above steps, and is used to deploy NSA's proprietary financial knowledge to consultants in the field. The technology used includes IDIOM Decision Manager, IDIOM Forms, and the IDIOM Document Generator.

The IDIOM Decision Manager is used to initially convert the financial profile of all potential borrowers into a series of nearly one hundred standardised indexes which have been carefully selected by NSA for their ability to predict financial strength and management competence. These indexes are used by the system to initially filter prospects, and is the start of a process that has a very high acceptance ratio with the lenders, and which results in outstanding loan performance.

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